Hello! I am Jeraldine. I care about the challenges and aspirations of my generation such as coping with the high cost of living; navigating the issues faced in our careers; providing the best for our elderly parents and children and saving for our own retirement.

In this blog, I hope to explore solutions we can take on an individual level and as a country to tackle these issues.

How to increase your take-home salary in your 20s and 30s?

Starting salaries have not kept up with the cost of living over the past few years and it is Millennials like myself who bear the brunt of this. An older friend shared with me that back in Year 2000, his wife and him had a combined income of $5,000 but could afford a 5-room resale flat and a car comfortably. As millennials in Singapore, few...

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What Millennials can learn about success & happiness from Clayton Christensen

Clayton Christensen, the business scholar who coined the term “disruptive innovation”, passed on earlier this week. For those who are unfamiliar with him, he was the author of The Innovator's Dilemma: When New Technologies Cause Great Firms to Fail. The technology industry we have today is built on the framework of technology disruption and innovation that Christensen devised. Another book he is known for was...

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How young PMETs can protect ourselves from retrenchment in our 40s

Many PMETs in their 40s and above have been let go over the past few years. According to the Ministry of Manpower's Labour Market Survey, the most common profile of locals hardest hit by retrenchment are often those above 40, PMETs and degree holders.  Reading the stories of some of these older PMETs who were retrenched saddens me. Imagine working for an organization for so...

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How to figure out what you really want in a job? [Free template included]

Many of my peers shared with me that they are unable to figure out what they really want in a job or career. If this is something you're going through, don't worry, you are not alone. it is common to go through a period of self-doubt and insecurity about your career path after graduation. In fact, it was recently reported that 4 in 5 young...

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Why employers in Singapore should consider flexible work arrangements

Update June 2020: One year ago when I wrote this piece, some were still against the idea of Flexible Work Arrangements. Fast forward to today, working from home has become a norm and telecommuting has proven to be possible. In early 2020, Singapore and the rest of the world started our largest Work from Home (WFH) experiment as a result of the Covid-19 Pandemic. Experts believe that...

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Questions from a Fresh Graduate on the IT Industry in Singapore

Earlier this week, I received an email from a reader who wanted to know more about the IT Industry in Singapore. *For my Millennial readers, "IT" is what the older generation refers to as the "tech industry". I am guessing his email must have been in response to my article about why I chose to work in tech. I currently work in the technology industry,...

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