Hello! I am Jeraldine. I care about the challenges and aspirations of my generation such as coping with the high cost of living; navigating the issues faced in our careers; providing the best for our elderly parents and children and saving for our own retirement.

In this blog, I hope to explore solutions we can take on an individual level and as a country to tackle these issues.

As a Fresh Grad, should you work for the Public Service, MNC or a startup?

One of the common questions I get from readers on my Instagram is "As a fresh graduate or young working adult, should I choose to work for the public service, MNC or a startup?" In this post, I shall attempt to answer this question based on my knowledge, research and also my conversations with others. Just to share a bit about my background, I have...

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How I manage my monthly salary (as a Millennial in Singapore)

One of the most common questions I get is how do I manage my monthly salary? How much do I allocate and budget my salary into the different buckets - savings, investments and expenses?  These questions have increased ever since the onset of the Covid-19 Pandemic. My guess is that some feel that the situation demands them to be more proactive about managing their finances....

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The investment gap: How Millennial women can start investing

Millennial women are becoming more empowered than before. The resident labour force participation rate for women aged 20-39 years old is an average of 81 percent, a 5 percent increase from 2009. More of us are also pursuing higher education and in fact, there is a 10 percent more women in higher education in Singapore than men. However, there is still one large gap which...

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What are some important lessons from the corporate world?

Early in my career, I searched for articles online on lessons from the corporate world, hoping to get some survival tips. The internet was filled with fluffy advice which were not necessarily effective such as "Work hard and put in the extra hours!"; "Show up early, be the last one to leave!" or "Go the extra mile! Be proactive!". Many of these well-meaning advice were...

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