Hello! I am Jeraldine. I care about the challenges and aspirations of my generation such as coping with the high cost of living; navigating the issues faced in our careers; providing the best for our elderly parents and children and saving for our own retirement.

In this blog, I hope to explore solutions we can take on an individual level and as a country to tackle these issues.

What type of insurance should I buy in Singapore?

One of the most common asked questions by fresh graduates and young working adults would be “What type of insurance do I need in Singapore?” and “How much coverage would I require?” 2018 was the year when I finally managed to get my own insurance portfolio in order and would be sharing my personal journey and what I've learnt in a blog post. Before writing this...

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10 Lessons I’ve learnt from renovating my HDB flat

Renovating and furnishing your hdb flat can be costly for many Singaporeans. According to Qanvast, the average renovation amount spent on a typical HDB flat is about $56,000. This excludes the cost of furniture such as dining table set, sofa and a study table which estimated by Dollars & Sense to cost $10,000-$20,000. Assuming that these are the estimates, in total, the entire cost of...

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How to save your first $100,000 before 30?

Before I turned 27 this year, I managed to save more than $100,000 after working full-time for 3.5 years. This was a target I struggled to achieve after spending so much in 2017. My major expenses included a 4 room HDB; home renovation and furniture. Actually, this target has been achieved by many young adults in Singapore. I know of some who are investing in private...

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What is the best age to have a baby in Singapore?

Many young adults often begin thinking about the best age to have a baby when they start working. Is it better to have kids when you're younger or older? What are the factors for consideration? Having collated several perspectives and information after asking my family members and colleagues, I decided to compile some of the key points into a blog post. For some women, they...

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How to improve your work-life balance in Singapore?

It is no secret that Singaporeans work the longest hours in the world, with the average worker clocking in 2,371.2 hours in 2016. In fact, around 70 percent of professionals in Singapore work longer than their contracted hours. Yet, there has been a desire for change amongst many, especially our generation. A 2018 survey by global specialist recruitment firm Robert Half, 1 in 4 (25%)...

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