Hello! I am Jeraldine. I care about the challenges and aspirations of my generation such as coping with the high cost of living; navigating the issues faced in our careers; providing the best for our elderly parents and children and saving for our own retirement.

In this blog, I hope to explore solutions we can take on an individual level and as a country to tackle these issues.

What are some important lessons from the corporate world?

Early in my career, I searched for articles online on lessons from the corporate world, hoping to get some survival tips. The internet was filled with fluffy advice which were not necessarily effective such as "Work hard and put in the extra hours!"; "Show up early, be the last one to leave!" or "Go the extra mile! Be proactive!". Many of these well-meaning advice were...

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How can Millennials benefit from Singapore Budget 2020?

There was a slew of measures rolled out on Tuesday as part of the Singapore Budget 2020. With so many measures rolled out, I decided to create a quick summary to highlight what is relevant for Millennials and exactly how these policies are going to benefit us. This summary would be useful for anyone who just wants to know exactly how the Singapore Budget 2020...

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How to increase your take-home salary in your 20s and 30s?

Starting salaries have not kept up with the cost of living over the past few years and it is Millennials like myself who bear the brunt of this. An older friend shared with me that back in Year 2000, his wife and him had a combined income of $5,000 but could afford a 5-room resale flat and a car comfortably. As millennials in Singapore, few...

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What Millennials can learn about success & happiness from Clayton Christensen

Clayton Christensen, the business scholar who coined the term “disruptive innovation”, passed on earlier this week. For those who are unfamiliar with him, he was the author of The Innovator's Dilemma: When New Technologies Cause Great Firms to Fail. The technology industry we have today is built on the framework of technology disruption and innovation that Christensen devised. Another book he is known for was...

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How young PMETs can protect ourselves from retrenchment in our 40s

Many PMETs in their 40s and above have been let go over the past few years. According to the Ministry of Manpower's Labour Market Survey, the most common profile of locals hardest hit by retrenchment are often those above 40, PMETs and degree holders.  Reading the stories of some of these older PMETs who were retrenched saddens me. Imagine working for an organization for so...

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Important lessons I’ve learnt in my first 5 years as a working adult

I finally completed my first 5 years as a working adult which I started when I was 23 years old. This concludes the chapter of my life as someone who was new to the working world. Adjusting to working life and #adulting was not easy for me, the challenges I faced were vastly different from university. It took me quite a lot of time to...

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